Glass jar with emergency fund money.

How to Build Your Emergency Fund – When You Have No Money

Monday, 26 October 2020 by

This year’s pandemic highlights the importance of having enough money set aside in an emergency fund to cover six to nine months of key expenses should you lose your job. But how do you build an emergency fund if you don’t have any extra money? The easiest way to accomplish this is by reducing your

Post-it with time for a new job written on it.

Switching Jobs? Here’s What To Do With Your 401(k)

Wednesday, 21 October 2020 by

Suppose you’re switching jobs if you were furloughed because of the pandemic or you’re simply searching for greener pastures. If you have a 401(k) from your soon-to-be former employer, you must decide what to do with your retirement account when you leave. Here are your four options: Leave the money in your previous employer’s pension

A group of budgeting tools on a desk.

Find a Budget Method That Works

Wednesday, 23 September 2020 by

Which unique method of budgeting will work for you?  You have your own unique personality, preferences and lifestyle. Likewise, how you manage and organize your finances can have its own personality, including how you budget. Here are five different methods of budgeting, each with a distinct way of helping you organize your spending and finances.

Taking your credit score from bad to excellent.

Great Tips to Improve Your Credit Score

Tuesday, 15 September 2020 by

You’re ready to take out a loan to buy a house, a car, or get a credit card. You fill out the application and wait to hear back from your bank on its decision whether to loan you the money. And then you get the dreaded phone call. Your credit score wasn’t high enough to