A person utilizing one of the seven tips for financial wellness, budgeting.

Seven Tips For Financial Wellness In 2021

Tuesday, 26 January 2021 by

Common New Year’s resolutions are to lose weight or become more active. Perhaps 2021 is the year to shift focus. Here are seven tips to help you become more financially fit. Create a budget. It’s easy to get into financial trouble if you spend more than you earn. By watching your budget more carefully, you

A jar of money that has been gained from choosing the best savings rate.

Ideas For Better Savings Rate

Monday, 21 December 2020 by

Before the housing bubble burst in 2008, you could find high yield savings accounts that were paying rates over 5.0 percent. Today? These same banks are paying less than .10 percent. So where are you supposed to put your money? Is there anywhere else you can put your hard-earned cash and generate a modest return?

A form that has IRS written on it.

Common IRS Surprises

Tuesday, 15 December 2020 by

No one likes surprises from the IRS, but they do occasionally happen. Here are some examples of unpleasant tax situations you could find yourself in and what to do about them. An expected refund turns into a tax payment. Nothing may be more deflating than expecting to get a nice tax refund and instead of

Glass jar with emergency fund money.

How to Build Your Emergency Fund – When You Have No Money

Monday, 26 October 2020 by

This year’s pandemic highlights the importance of having enough money set aside in an emergency fund to cover six to nine months of key expenses should you lose your job. But how do you build an emergency fund if you don’t have any extra money? The easiest way to accomplish this is by reducing your